The romance of owning a thatched or period property is undoubtedly a positive life changing experience. But living in a home of such charm, character and historic importance comes with certain challenges that people just wouldn't understand unless they were lucky enough to have lived in one too.
Getting the best insurance quotation isn't as simple as getting the best price, it means making sure your thatched home has adequate levels of insurance that takes into account the unique nature of thatch cottage ownership.
For example, the rebuilding costs for thatched, timber framed or just very old properties can easily be underestimated, leading to under insurance. This equates to a reduced payment in the event of a claim and as many thatched buildings are grade 2 listed, this can complicate or completely scupper the rebuilding of your home.
Other issues that can have a bearing on getting the best thatched home insurance might include:
Listed property, type of construction (brick, stone, wattle & daub, type of thatch, flooding, subsidence, open fire or wood/log burner installed, chimney height, chimney liner, chimney installation, fire extinguishers, smoke detectors, one-hour fire barrier, electrical certificate, thatcher's report, surveyor's report, vermin damage etc...
With over 40 years thatched property experience, Thatch Shield is uniquely placed to ensure that your cover is both sufficient and all-embracing. Our unique Thatched Home Appraisal Service or a simple telephone call can often establish if we can offer better value and service than your current renewal package.
We offer old fashioned personalised service - there are no laborious forms to fill in to get a quotation and we promise that if we can't beat your renewal package, we won't waste your time, we'll simply tell you so!